442 CHANTELL CT, Dacula, GA 30019
Exquisite Modern Living in Sought-After Dacula Neighborhood! Step into luxury with this stunning, fully updated home. Boasting beautiful curb appeal and modern interiors, this property is a true gem. Enter through elegant steel double doors into an open foyer, flanked by a spacious office and formal dining room. The gourmet kitchen is a chef's dream, featuring a commercial-style Wolf stove, soft-close drawers, custom cabinetry, and granite countertops. The main-level master suite offers a spa-like bathroom, complete with a luxurious steam shower and convenient towel warmer. All bathrooms have been meticulously updated to match the home's upscale aesthetic. Throughout the home, find fresh paint, new tile floors, and exquisite light fixtures. The hand-painted staircase and hand-carved fireplace mantle showcase exceptional craftsmanship. Recent upgrades include: Windows replaced in 2022 (with transferable lifetime warranty), HVAC replaced in 2023 and New carpet installation. The private backyard oasis features a built-in grill, new refrigerator, and inviting steps leading to a versatile space perfect for a fire pit or entertainment area. Located in a desirable Dacula community, enjoy amenities such as swimming pools, tennis courts, and nearby golf courses. Benefit from proximity to top-rated schools, parks, and major highways. This move-in ready, turnkey home offers the perfect blend of luxury, comfort, and convenience. Don't miss your chance to make it yours!
You may be able to put down less than the total down payment amount of $199,983 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10380018