4418 Meredith Woods St, San Antonio, TX 78249
3 beds · 2 baths · sqft
Between lilies and rose bushes, open the wrought iron gate to a private courtyard and the front door to your fairytale stone-house. Nestled in a quiet cul-de-sac, this 3 bed, 2 bath single story house, is a peace-of-mind dream come true. As you step in, you are greeted by the right mixture of natural lighting and quietude. The beautiful kitchen has Viking gas cooking appliance, quartz countertops, and it sits between the separate elegant dining room, the living room and breakfast area with their cathedral ceiling. The living room has a gorgeous stone wood burning fireplace and it opens to the idyllic backyard. The primary bedroom is separate from the secondary bedrooms and it is a vibe of its own, with a private sitting area and wood burning fireplace, a stunning stone wall that serves as a backdrop for the king size bed. The morning sun shines gently in the bedroom through its dedicated porch, where many cups of tea may be leisurely enjoyed as you greet the day with meditation and yoga. The bathroom has been modernized and a large walk-in closet added. The backyard has an ample patio and deck, trees have special lighting, all very private, where even the hottest days of summer are calmed by the canopy of oak trees - a luxury that only patience and time can provide. The office is large enough for an additional sitting area or two independent desks. One of the bedrooms has built-in shelves that frame the picture perfect window, the third bedroom is even larger and secluded. Secondary bathroom has a new tub but the perfectly maintained vintage green tile has been preserved. A top of the line water softener system by Kinetico was installed and it use non-electric technology ensuring there are no timers, computers or other electrical components to repair or replace and you will still have soft water during power outages. HVAC system has been religiously serviced every 6 months by the same company since 2017 and an UV light was installed in August of 2024 for improved air quality indoors. The neighborhood VOLUNTARY HOA offers a pool, playground, clubhouse, sports court, tennis court, and many events throughout the year. Living here is the perfect balance of location and peace - you are minutes away from La Cantera/Forum shops and restaurants, movie theaters, hiking trails, fantastic NISD schools, 25 minutes to downtown San Antonio, about 30 minutes to any military base, and an hour drive to the wine country. This house has been a source of much peace and love and we hope you feel the same as you walk through the doors.
Source: SABOR #1828572
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1828572
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1828572
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.