44129 Priddy Ave, Pierce, CO 80650
3 beds · 2 baths · 1,678 sqft
Rural Living at Its Finest: Spacious Country Home with Breathtaking Rocky Mountain Views. Welcome to your own slice of rural paradise! This charming 1,694 sq. ft. country home sits on 5 acres of pristine land, offering the perfect combination of privacy, functionality, and stunning mountain views. With ample room for horses, cattle, farm animals, and all your outdoor toys, this property is an absolute dream for those seeking space and tranquility. The fully fenced property is accessed through a private gate, ensuring security and peace of mind. It features an 864 sq. ft. detached garage/shop, perfect for hobbies or additional storage. For animal lovers, there's a well-equipped barn with 3 stalls and a tack room, a 48' x 24' animal house and pen, and a 48' x 10' doghouse and run. The 142' x 273' outdoor riding arena has been recently updated with fresh sand, offering an ideal space for equestrian activities. You'll also find a chicken coop, a 26' x 17' fenced garden for growing your own produce, and a storage shed to keep your tools and equipment organized. The beautifully maintained home features 3 bedrooms and 2 full baths, including a spacious primary suite with a walk-in closet and a luxurious 5-piece bath. The open floor plan is designed for comfort, with forced air heat, central air conditioning, and a cozy corner wood burning stove for those chilly nights. Best of all, there are no HOA fees and no metro tax, meaning you can enjoy lower property taxes while experiencing the beauty and peace of living in the county. Whether you're looking for a peaceful retreat or a working farm, this property offers endless possibilities. Don't miss out-contact the broker for a detailed list of home features, floor plans, or to schedule a private showing today!
Source: RECO #IR1022990
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1022990
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1022990
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