4411 Bridgeport Dr, Wilmington, NC 28405
2 beds · 2 baths · 1,339 sqft
Welcome to 4411 Bridgeport Drive-an updated, beautifully maintained home in the sought-after Northchase community. With 2 bedrooms, 2 full bathrooms, and 1,339 square feet, this property offers a desirable open floor layout, quality finishes, and a great location just minutes from everything Wilmington has to offer. From the moment you arrive, the charming rocking chair front porch sets a welcoming tone-inviting you to slow down and enjoy the peaceful surroundings. Step inside and you're greeted by soaring vaulted ceilings, a bright, open layout, and beautiful engineered hardwood floors. The kitchen features gorgeous tiled flooring, granite countertops, a center island perfect for prep and casual dining, and stainless steel appliances-including a double oven to elevate your culinary experience. Enjoy your morning coffee in the sunny eat-in kitchen, complete with a charming bay window. Both bathrooms were updated in 2021 with new vanities, walk-in showers, and modern finishes. Retreat to the oversized primary bedroom with a generous walk-in closet, while guests will appreciate the second bedroom's en suite bath. A standout feature is the expansive screened porch, which overlooks a private, fully fenced backyard. It's a quiet, shaded space perfect for relaxing or hosting friends or family. This home offers exceptional storage solutions, including a large storage shed and a dedicated rear storage closet. Additional features include gutters, a storm door, and low-maintenance exterior features. All this in the vibrant Northchase neighborhood, which offers residents access to the community pool, basketball and tennis courts, a playground, covered pavilion, scenic ponds, and walking trails. This prime location is less than 1 mile from numerous dining, shopping, and entertainment options and only 10 miles from both historic downtown Wilmington and Wrightsville Beach. Don't miss this opportunity to live in a great home with all the extras!
Source: NORTHCAROLINAREGIONAL #100497021
Financials
Source: NORTHCAROLINAREGIONAL #100497021
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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