441 Daylin Ct, Henderson, NV 89015
4 beds · 2 baths · 1,725 sqft
Contemporary Single story 4-bedroom home with premium oversize lot on a cul-de-sac in the heart of Henderson. No HOA! The curb appeal is enhanced with palms, low maintenance landscaping and courtyard entry. Popular floorplan is open and bright with flexible spaces. Kitchen and family rooms create an ideal space for relaxing or entertaining thanks to the open concept with easy patio access, and a two-way fireplace. The kitchen is complemented by granite counters, antique white cabinetry and stylish backsplash. Living area has high end chiseled edge marble flooring; Primary suite boasts double French door entry, tile flooring, crown molding, jacuzzi tub and update countertops. The backyard is massive with 3 distinct fenced areas. It has a large, concrete pad for RV parking, automatic gate, 3-car carport, utility shed, dog run, gazebo, barbecue area and much more. Property is sold as-is; it mostly needs maintenance items like paint and cleaning. It is priced accordingly for quick sale!
Source: LASVEGAS #2665889
Financials
Source: Public records
Source: LASVEGAS #2665889
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.