441 Chestnut Ave NW, Port Charlotte, FL 33952
3 beds · 2 baths · 1,733 sqft
Beautifully updated 3-bedroom, 2-bath, 2-car garage pool home located on an oversized corner lot, offering the perfect blend of comfort and style in central Port Charlotte! As you step through the double entry doors, you'll be greeted by crown molding, neutral decor and a mix of tile and laminate flooring that flows seamlessly throughout. The kitchen is a chef's dream, featuring granite countertops, a cooktop, double oven, breakfast bar, and a convenient pass-thru window to the lanai. The casual dining area with slider to the lanai makes it easy to enjoy meals indoors or out. The split floor plan ensures privacy, with all bedrooms boasting walk-in closets. The primary bedroom offers a serene retreat with new tile in the shower, while the remodeled guest bath includes a modern shower and bidet. The spacious family room provides ample space for relaxation and entertainment. Step outside to your private oasis where a covered lanai with outside bath access, screened saltwater 9’ deep, 15’x30’ pool with true southern exposure invites guests from the north to enjoy an abundance of Florida sunshine. The privacy-fenced backyard provides a great space for pets to roam. The property also includes a cozy front porch, climate-controlled garage and closets, and 140 square foot bonus room with A/C. Additional features include roof replaced in 2018, A/C in 2017, hot water heater in 2019, hurricane shutters, central vacuum system, security system with cameras, and whole-house repipe in 2023. Located close to US-41, this home offers easy access to a variety of dining, shopping, and recreational options, as well as the new Sunseeker Resort and downtown historic Punta Gorda. Enjoy the best of Florida living with nearby golf, fishing, boating, and SWFL gulf beaches just a short ride away. Don’t miss the opportunity to make this incredible property your new home! Schedule your private showing today!
Source: STELLAR #c7497951
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7497951
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7497951
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.