4407 Corinne Dr, Killeen, TX 76549
4 beds · 3 baths · 2,310 sqft
Motivated seller has made a HUGE Price Improvement! Beautiful curb appeal captures your attention & invites you into this immaculate & lovingly maintained home. Solar panels are PAID OFF & ELECTRICAL SAVINGS ARE PASSED ON TO NEW OWNERS. Sellers monthly bill is half! This home combines modern elegance & comfort. The heart of the home is undoubtedly the open floorplan combining kitchen, DN & LV w/ plenty of space for all to gather. Discover a bright & open interior w/ plenty of natural light & a neutral color palette, complimented by a corner brick FP. The large kitchen is a culinary haven w/ custom cabinets offering abundant storage & NEW cabinet hardware. NEW Stainless Steel GE appliances - built in microwave, smoothtop electric range & DW, & WI pantry. Designed for both functionality & aesthetics, this kitchen has elegant granite countertops & subway tile back splash adorn a dbl SS sink & large island w/ breakfast bar. This residence boasts 2 master suites each w/ it's own full bath. The biggest master is a lavish retreat w/ a separate shower, garden tub, separate vanities and a private water closet. A split floorplan provides owners privacy w/ 2 more guest bedrooms & another full bath. Step onto back 20 x 9 covered patio & relax in this inviting space w/ an eyecatching side wall built to keep out the sun as well as the neighbors. The solar lights on back wooden privacy fence create comforting nightime ambiance. Crepe Myrtle shrubs & new shed w/ a ramp are additions to the back yard. Permitted & built by the owner, 8 x 9 utility shed has a metal frame on concrete cinder blocks. Home has 3 car garage w/ 1 bay currently used as a workshop. Smart features include ring doorbell & ring cameras & will convey. Additional amenities include lighted ceiling fans, blinds & vinyl planking throughout; some NEW light fixtures, gutters, sprinkler & security systems. Refrigerator, W & D convey w/ a full price offer.Call agent for details
Source: ACTRIS #9938891
Source: ACTRIS #9938891
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9938891
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