4406 Orofino Pl, Castle Rock, CO 80108
3 beds · 4 baths · 2,801 sqft
Featured in Architectural Digest, this home presents a rare chance to own one of only 19 English Cottage-inspired homes. Nestled in the serene and sought-after Village at Castle Pines, this exceptional residence, designed by renowned architect C. Steven Goerges, perfectly blends the rustic elegance of European country cottages with contemporary sophistication. Surrounded by towering Ponderosa Pines and vibrant Aspen trees, the home’s exterior showcases distinctive thatched cedar roofing, natural stone accents, textured stucco, and exposed wood beams, evoking a timeless, storybook charm. Inside, the home is filled with cozy alcoves and intimate spaces, inviting you to relax while taking in breathtaking sunset views with a glass of wine in hand. The upper-level Primary Suite serves as a private sanctuary, complete with a stunning stained-glass window specially designed for this residence. The primary bath has been thoughtfully redesigned, featuring heated flooring, a towel warmer, a large multi-head shower, and a beautiful quartz vanity with dual sinks. The custom walk-in closet is a dream, with quartz-topped drawers and plenty of built-in shelving for ample storage. Complete with a laundry station in the primary closet for added convenience. The home offers three generously sized bedrooms, each with its own private ensuite bath, providing ultimate comfort and privacy for everyone. With hardwood floors throughout and elegant plaster walls, the home exudes warmth and character. The charming fireplaces create inviting spaces for cozy evenings, while the outdoor living spaces are ideal for entertaining. Step outside to the stone entry patio, perfect for sipping coffee or mingling with neighbors. The Village at Castle Pines offers a variety of lifestyles to suit different needs, whether you're raising a family, enjoying an active retirement, or seeking a low-maintenance, lock-and-leave home for frequent travelers you have found the ultimate Colorado location!
Source: RECO #9953939
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #9953939
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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