4401 Hunting Bow Trl, Myrtle Beach, SC 29579
3 beds · 2 baths · 1,400 sqft
Beautiful ranch in Pine Ridge boosting three bedrooms and two full baths with a fenced in yard, carport and covered porch. This home? offers a split floor plan, open kitchen/dining/living areas. The primary bedroom to your right as you enter the home has tray ceilings? and a large multi lit style window that brings in natural light, separate his and hers closets, stand up shower, large soaking tub, double? sink vanity and a linen closet. The kitchen offers a lot of cabinet space, raised breakfast bar design, plenty of counter space and a pantry? next to the Laundry closet in the dining area. The two guest bedrooms offer lots of space and adequate closet space as well. Lenin? closet in the hallway and a second full bath with a shower/tub combo. The carport is located in the back yard behind the gate "fence" so? you can store your vehicle privately. The backyard also comes with a shed for extra storage. Additionally, there are two car spaces for? your guests' vehicles to park in the driveway as well. This home is perfect as a primary, second home or a rental investment. Forestbrook elementary and Middle school, Socastee High School districts. 15 minutes to the beach, five minutes to the Peachtree? landing "ICW". Two minutes to groceries, restaurants, day care, dog boarding services, Spa and so much more. No HOA!!! Come take a look and get it before it's gone.
Source: MYRTLEBEACH #2428577
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MYRTLEBEACH #2428577
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.