4401 Brookline Dr, Denton, TX 76210
4 beds · 2 baths · sqft sqft
Imagine spending the holidays at 4401 Brookline Drive, creating lasting memories in a home that's ready for immediate move-in. Completed in late spring of 2022, this like-new property boasts a thoughtful, easy-living floor plan designed for flexibility and comfort. Step inside to experience wood tile floors throughout and a spacious gathering area perfect for entertaining family and friends. The kitchen offers gas cooking and plenty of space for all those culinary dreams to come alive with an abundance of counter and cabinet space. And when you are ready to take a break....you have nature’s beauty surrounding you, with serene views from the living room, back patio, and primary suite, offering a tranquil escape. And to find an oversized premium lot that invites you to envision your dream backyard oasis. And don't forget you get a 3-car garage that provides ample space for a game room, hobby area, or the ultimate getaway zone. Conveniently located near shopping and with easy access to I-35, parks, trails, Lake Lewisville, dining, dog park and don't forget the star gazing from your backyard. This home is a perfect blend of city convenience and natural retreat. Take full advantage of the commuity pool and amenities. Book your showing as this one will go fast.
Source: NTREIS #20779964
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20779964
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20779964
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.