440 Hickory Walk SW, Marietta, GA 30064
3 beds · 2 baths · 1,562 sqft
Looking for close proximity to Marietta Square and/or Marietta City schools? Look no further than this hidden gem! Located less than a 1/2 mile from Marietta high school, 5 minute drive to Marietta Square and minutes to Kennesaw Mountain hiking trails, restaurants and all the shopping you could need. This artist's haven is ready to be sold to it's next owner and we would love for it to be you! Home is being sold As Is with no repairs or post inspection concessions considered as we are priced below retail for that reason, however Seller will consider a paint allowance. Taxes reflected are Senior taxes so check with your Lender to determine tax rate for you. Cash or Conventional financing only on this one. This floorplan is ideal for anyone that wants true one level living. Lots of natural light makes this house feel like home. Bedrooms are all oversized and provide plenty of room for your furniture. Owner has cats in one of the bedrooms that has the screen door shut to it, so please view that room from hallway so the cats don't escape from the room. HOA is optional if you want use of the pool. Easy showings through Showingtime and I am available for any conversations that you may want to have regarding the sale of this home
Source: FMLS #7487586
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7487586
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7487586
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.