4381 Caliquen Dr, Brooksville, FL 34604
4 beds · 3 baths · 3,106 sqft
Get a free consultation call with an expert in the mortgage assumption process.
One or more photo(s) has been virtually staged. This beautiful Executive Pool Home is located directly on the Golf Course in the Desirable Gated Golf Community of Hernando Oaks. Enter the Glass Double Doors and marvel at the Carlisle Heart Pine Wood flooring throughout the entire home. The Large Gourmet Kitchen is truly a Chef’s Dream with Stainless-Steel Appliances, Wood Cabinets, Gas Cooktop, Double Sink and Separate Prep Sink, Walk-In Pantry, Center Island and Breakfast Bar. The Grand Living Room has Volume Ceilings with Crown Molding and Large Transom Windows providing abundant natural light. The Custom Brick Fireplace with Hand-Crafted Mantle is the focal point of the room and provides balance between the Gourmet Kitchen and Golf Course Views. The Formal Separate Dining Room is perfect for gatherings and parties. The Master Suite features Trey Ceiling with Crown Molding, a Large Walk-In Closet and Ensuite Bathroom with Horseshoe Walk-In Shower, Separate Garden Tub, Dual Sinks, Linen Closet and Water Closet. The first floor has a Split Bedroom floorplan with an additional bedroom and bathroom. The second-floor features two additional bedrooms, Large Loft over-looking the Living Room with a Built-in Desk. Sliding Doors from the Living Room lead to the Brick Pavered Lanai and Screen Enclosed Pool- Directly on the Golf Course. The Over-Sized 3-Car Garage has Epoxy Coated Floors and a large Under-Stair Storage area. DISHWASHER LESS THAN A YEAR OLD. REFRIGERATOR ABOUT 4 YEARS OLD. BOTH A/C UNITS ARE NEWER, ONE WAS REPLACED IN MAY 2023 AND THE OTHER IN SEPTEMBER 2023. Hernando Oaks’ amenities include an 18-hole Scott Pate course spanning 6,905 yards, a pro shop, pickleball courts, a community restaurant with live music and social membership. This quiet and secluded community is perfect for a bike ride or a walk surrounded by luscious grounds, beautiful ponds and wooded areas throughout the community with beautiful birds and pristine nature views. VISIT OUR 3D TOUR. LENDER INCENTIVE/CONCESSION AVAILABLE FOR BUYERS. Call for details.
Source: STELLAR #TB8341019
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8341019
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.