4373 Gevalia Dr, Brooksville, FL 34604
3 beds · 2 baths · 2,027 sqft
One or more photo(s) has been virtually staged. ALEXANDER CUSTOM BUILT VAN GOGH MODEL POOL HOME is Located Directly on the Golf Course with Panoramic Views of the 3rd & 4th Tees in Hernando Oaks Gated Community. Three Bedrooms with an Office, Two Bathrooms + 2 Car Oversized 665 sf Garage. Adorable Front Porch with Leaded Glass Entry. Open Floor Plan with Wood Floors & High Double Tiered Trey Ceiling. Dining Room with Plantation Shutters + Breakfast Nook looking out to the Pool Area. Kitchen offers Wood Cabinets, Granite Counters, Island Breakfast Bar, Closet Pantry + Butler's Pantry. Owner's Suite has it's own access to the Pool Area, Two Walk in Closets, Elegant Bathroom with Separate Vanities, Water Closet, Walk in Shower + Soaking Jacuzzi Tub. Right Outside of the Owner's Suite is the Office/Den with Plantation Shutters. For Privacy, the Guest Bedrooms are on the other side of the home and offers a Pool Bathroom with Walk In Shower w/Seat. Home has been virtually staged to give new owners an idea of what the home would look like furnished. 2023 HVAC System and Newer Hot Water Tank. Hernando Oaks HOA is affordable at $160 per month (which includes the monthly social membership). Hernando Oaks offers a Gated Community, Sidewalks, 18-hole Scott Pate Course spanning 6,905 Yards & Social Membership with a Bar & Grill. With Full Price Offer, SELLER will put on a Roof Right before Closing OR give Buyer a Credit. Call for More Information.
Source: STELLAR #w7870374
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7870374
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7870374
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.