437 Enderby Way, Little River, SC 29566
3 beds · 2 baths · 1,340 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 437 Enderby Way- a beautifully appointed home located in the sought-after Lafayete Park community in Little River, SC. This 3-bedroom, 2-bathroom home offers the perfect blend of style, space, and coastal living. Step into a bright, open-concept floor plan featuring a tall vaulted ceilings in the spacious living area filled with natural light, ideal for entertaining or relaxing with family. The modern kitchen is equipped with all upgraded appliances, a breakfast bar with seating, and ample cabinetry for storage. The adjoining dining area flows seamlessly into the living room, creating a warm and inviting space. The primary suite is a true retreat with a walk-in closet and an en-suite bathroom featuring double vanities and shower, while two additional bedrooms and a full bath provide plenty of space for guests or a home office. Enjoy peaceful mornings or unwind in the evenings on your screened in back patio, overlooking a beautifully landscaped yard. The Lafayette Park community offers resort-style amenities, including a pool, tennis courts, and more- all just minutes from beaches, golf courses, dining, and shopping. Don't miss the chance to make this exceptional home your own. Schedule your private showing today!
Source: MYRTLEBEACH #2509863
Source: MYRTLEBEACH #2509863
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.