4364 Quintara St, Spring Hill, FL 34608
3 beds · 3 baths · 2,863 sqft
Step into a home like no other—a retro paradise bursting with charm, character, and limitless potential! This 2,863sqft, 3-bedroom, 2.5-bathroom gem is more than just a fixer-upper; it’s a unique opportunity to own a piece of design history that you simply won’t find in today’s cookie-cutter homes. The primary suite is a sanctuary fit for royalty. With a bedroom so large you could do cartwheels, a walk-in closet that could double as a small boutique, and a built-in vanity perfect for prepping in style, it’s designed to make you feel special. The bathroom is a true retreat, complete with a soaking tub fit for a queen and gorgeous ice-glass windows that let in soft, natural light—perfect for those long, luxurious soaks. For lovers of vintage charm, the curved pink bathroom countertop is a retro masterpiece. This cool, one-of-a-kind feature is sure to be the conversation starter you didn’t know you needed. And if closet space is a must, you’re in luck: all three bedrooms come with walk-in closets, giving everyone their own private storage haven. Say goodbye to cramped closets, and hello to organization dreams come true! The kitchen is equally fabulous, with a curved wall and teal accents that flow beautifully into the main living space. Whether you want to preserve its charm or give it a modern twist, this kitchen has the kind of personality that makes cooking feel like a party. For entertaining, this house is a dream. Step down into the sunken den room, complete with a built-in retro bar that’s practically begging for cocktail parties. Imagine yourself mixing drinks for friends while soaking in the nostalgic vibes. And when it’s time for family gatherings, head up to the raised formal dining room—spacious enough to seat the entire family for Thanksgiving and beyond. And for those cozy nights, we present…the double-sided fireplace! That’s right, one fire, two sides, double the cozy vibes. It’s like the mullet of fireplaces: all warmth in the front, and, well, warmth in the back too. It’ll keep you toasty in the living room and the entryway all at once. Need space? You’ll find plenty here, a dedicated laundry room (no more tripping over laundry baskets in odd places) and expansive vaulted ceilings that make the whole house feel light and open. And finally, the pool and patio area—ready for a bit of TLC but brimming with potential. With some love and attention, this backyard could become your personal summer oasis, perfect for cooling off during those hot Florida days. If you’re ready to bring your vision and creativity, this home is ready to become the dreamiest retro revival on the block. Don’t miss your chance to turn this one-of-a-kind treasure into your forever home!
Source: STELLAR #w7869775
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869775
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869775
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.