436 Vermeer Ct, Locust Grove, GA 30248
5 beds · 2 baths · 2,655 sqft sqft
Experience the allure of this stunning, newly upgraded, 4-sided brick home built only 3 years ago! Enter into the open floor plan with a spacious kitchen boasting granite countertops, double sinks, gas appliances, an elegant island, and a walk-in pantry. Enjoy this freshly painted masterpiece with unique hardwood floors and a bonus room that can be an additional bedroom, office or sitting room. The large private backyard is ideal for entertaining, and a safety feature for family to play. Seamless flow between rooms, perfect for gatherings. Exceptionally large master suite, with a private sitting area and an expansive spa-like bath featuring an enormous walk-in closet. Secondary bedrooms with shelving, en suite architecture, spacious full bathrooms, and walk-in closets. Versatile space that can serve as an additional bedroom, sitting room, or office. Upgrades galore! Brand new interior paint, New Light Fixtures, Upgraded Balusters, Newer HVAC, Roof, Insulation, and Water Heater! This community is quiet with minimal HOA and sidewalks, nestled in nature yet minutes from shopping, top Atlanta restaurants, parks, and more.This meticulously maintained home is move-in ready, offering flexibility, storage, and an ideal location. Don't miss the opportunity to make this your dream home in Locust Grove! Bunn Farms subdivision offers resort-style amenities for your family fun memories including a basketball court, tennis court, a community clubhouse, playground, and walking trails. Come see this masterpiece for yourself today!
Source: GAMLS #10410712
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10410712
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10410712
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.