436 Saguache Dr, Florissant, CO 80816
3 beds · 3 baths · 2,338 sqft sqft
Stunning home on 35 acres! 360 mountain views with Pikes Peak out of the front and Wilkerson pass from the deck. Zoned agricultural, bring your animals and horses! Tall ceilings with beetle kill pine accents, baseboards and trim. Very open with lots of light, and vaulted ceilings in the primary. Granite countertops with bakers recess, maple cabinets and hickory floors. Five burner gas stove and wine refrigerator. Fireplaces in the living room, primary bedroom, and the basement. Two offices with built in mahogany book cases. Logs from the property were used throughout the home including the mantle in the living room. Main level living, primary and laundry are on the main floor. Large unfinished walkout basement, pre plumbed for an additional bath offers endless possibilities. Radon mitigation installed. Newer dual 98% efficient furnaces with anti-allergen filters, smart thermostats, whole home humidifier, and dual high efficiency water heaters. Lots of recent maintenance, entire exterior freshly painted and new stucco. 50 yard pistol range and RV parking with RV turnaround. Large 864 sq ft structure can be used for additional parking, storage, or livestock needs. Chicken coop and fenced pen. Never worry about propane tank rentals as a 1,000 gallon buried propane tank comes with the property. Property line is fully staked. 80 local channel antenna, starlink internet and highspeed teller wifi available. Owner cut 3 miles worth of trails throughout the property. 5 acres around the home was fire mitigated. Very near the Lost Dutchman Resort, buy an annual membership and have access to over 16 private alpine lakes teeming with trout just 1.5 miles from the house. Soak in the hot tub in the evenings and on some nights hear the wolves howling from the Colorado Wolf and Wildlife center located just minutes away! Enjoy the seclusion of mountain living with the convenience of a supermarket just 12 minutes away.
Source: PPMLS #3467456
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #3467456
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3467456
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