4359 TUBULAR RUN, Land O Lakes, FL 34638
One or more photo(s) has been virtually staged. Welcome to this charming 3-bedroom, 2-bathroom West Bay home with a den, located in the highly desirable Bexley community. This Sandpiper model offers an open floor plan that seamlessly blends style and functionality. As you enter, you'll be greeted by an elegant etched glass front door, setting the tone for the home's tasteful design. The modern kitchen is a chef's dream, featuring quartz countertops, 42" cabinets, a walk-in pantry, stainless steel appliances, and a stylish glass backsplash. The living room includes a built-in wall unit with display shelves, ample storage, and space to accommodate a large TV, perfect for entertainment and organization. The den, enclosed with double glass doors, offers a versatile space ideal for a home office or den. The home features beautiful plank tile flooring in the main living areas, while the bedrooms and den are finished with vinyl laminate flooring, ensuring a cohesive, carpet-free environment throughout. Modern lighting and fans add a contemporary touch to each room. The master bedroom includes dual walk-in closets and an ensuite bathroom with his and her vanities topped with quartz counters, a linen closet, and a walk-in shower. Two additional bedrooms share a well-appointed second bathroom, providing plenty of space for family or guests. Outside, you'll find a paved driveway and entry, along with a fenced-in yard, perfect for outdoor activities and privacy. The Bexley community offers an array of amenities, including the Bexley Club with two pools, a fitness center, a game room, the Twisted Sprocket Cafe and firepit. Additionally, the community boasts 26 miles of trails, seven community parks, dog parks, BMX park and soccer field making it ideal for outdoor enthusiasts, families, and pet lovers alike. Conveniently located near the Hub, residents have easy access to a variety of shops, restaurants, services, and healthcare facilities, enhancing the overall lifestyle and convenience of living in Bexley. In addition, the community is located near the Suncoast/Veterans expressway which offers easy access to Tampa, Clearwater and St. Pete. Welcome Home!!!
You may be able to put down less than the total down payment amount of $243,071 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7866942