4357 Kershaw Dr, Snellville, GA 30039
4 beds · 3 baths · 2,994 sqft sqft
This 2017 custom built rare 4 Bdrm 3 full Bath home is a spacious and charming four-year-old property perfect for a growing family or hosting guests. As you approach the home within this quiet cul-de-sac you are greeted by a lovely front porch that provides a warm and welcoming entryway with stone and brick features. The front yard is beautifully landscaped creating a picture-perfect curb appeal. Inside the home, you will find a formal dining area perfect for hosting dinner parties or enjoying family meals, right next to that you find this tucked away office, great for privacy. The kitchen features plenty of counter space, a large island perfect for preparing meals or entertaining guests. The kitchen also boasts modern appliances and plenty of cabinet space for storage. The home has four bedrooms with the one on the main, providing ample space for a large family or for accommodating guests or friends. Each bedroom is well-appointed and offers comfortable accommodations with three full baths. The master bedroom features a spacious en-suite bathroom with a luxurious bathtub and a separate shower. The 3 bathrooms throughout the home ensures that everyone has their own space and privacy. Don't let me forget one of the standout features of the home is the arches of the main floor room entrances. The lot is very deceiving offering a larger backyard space opening up possibilities for outdoor living space much beyond a single family backyard.
Source: GAMLS #10204399
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10204399
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10204399
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