4353 Wolff St, Denver, CO 80212
2 beds · 1 baths · 873 sqft sqft
INTERST RATES HAVE DROPPED, DON'T MISS YOUR CHANCE, BRING AN OFFER!! This price is unheard of for a Move In Ready Bungalow in Berkeley with a Heated 3 Car Garage and New Paint throughout! This much sought after Bungalow has many custom features already in place. From the moment you drive up you'll see the designer brick pavers leading to the enclosed front porch where you can enjoy your morning coffee and say hi to the neighbors. Professionally cleaned inside and out, this 2 bedroom is ready for your personal touches. Original hardwood floors are hiding under the carpet and waiting to be refinished to their glory years. This home is an outdoor entertainers delight from the built in professional natural gas grill, smoker and cold storage unit along with natural gas fire pit, pergola, gorgeous brick pavers and gardens. Bring your guests and enjoy a game with the big screen tv that can be adjusted for viewing on the patio as well as in the 3 car heated garage included. If you like working on cars or just have a lot of toys, the 3 car heated garage is built for you!! It boasts natural gas heat, built in workbench, shelves, 2 refrigerators, 220 power and don't forget the walk through 8 ft. garage door on the patio side for easy access moving things in and out. It's possible for you to add an ADU for rental income or that mother-in-law apartment! You've got to see it!!! Located in the middle of the quiet street and just 2 blocks from Berkeley Park, a short 3 block walk to the scene on Tennyson St., Willis Case Golf Course and Rocky Mountain Lake Park. You'll have no shortage of restaurants, boutiques, street fairs and things to do year round, all in easy walking distance. Super quick access to I-70 to get you out of town and to the great outdoors. It's all waiting for you on Wolff St!
Source: RECO #4134698
Interest rate and monthly payment estimated based on public records.
Source: RECO #4134698
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4134698
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