4352 S Louisville Ave, Tulsa, OK 74135
3 beds · 3 baths · 2,253 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Lots of Space to Spread Out in this Mid-Century Patrick Henry Neighborhood Home 3/2.5/2. Home located within the sought-after Edison School District. This beautifully maintained residence offers timeless character on a spacious 0.4-acre lot. This house is move in ready, but could use a little TLC. Step inside to your freshly painted entry and living rooms. The two living areas offer a gas fireplace and plenty of room to entertain. Tile and natural hardwood floors throughout for a bright and welcoming feel. The kitchen has new stainless steal oven and dishwasher. Formal dinning, breakfast nook, and a built in desk to meet all your needs. Enjoy the privacy and comfort of a well-appointed bathroom with a separate vanity area, ideal for busy mornings. The master bedroom has two separate walk in closets and a master bathroom with walk in shower. Outside, relax on the covered front and back porches perfect for enjoying Tulsa’s beautiful weather with family and friends. Additional features include: Fire Pit, Spacious backyard with mature trees, Extra storage inside and in the garage, Two-car garage, Driveway that can park 3 cars wide, Interior laundry room, Refrigerator, washer and dryer convey with the home, New Microwave, Oven, and Dishwasher. Add your special touches to make this home your own in one of Midtown Tulsa’s most beloved neighborhoods.
Source: MLSTECHNOLOGY #2515274
Source: MLSTECHNOLOGY #2515274
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.