4352 Epic Cv, Land O Lakes, FL 34638
4 beds · 4 baths · 3,163 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning West Bay home located in the award-winning Bexley neighborhood! This beautiful Bayshore II floorplan offers 4 bedrooms + Bonus Room, Office and 4 Full Bathrooms with an incredible open layout that is perfect for modern living. This Executive home is nestled on a serene private park setting. This stunning home greets you with a grand entrance featuring soaring 11'4" ceilings, mirrored wall making a statement as you enter this beautiful home. This home features incredible Herringbone tile, tray ceilings, 5 ¼ inch baseboards and crown molding. As you step into the kitchen and dining area, you are immediately captivated by breathtaking views of the gorgeous pool, custom landscaping and park. The Gourmet Kitchen is a chef’s dream, equipped with Quartz countertops, custom crafted hood, walk-in pantry, built in desk, wall shelves, cabinet pull outs and a stunning pendant lighting. The oversized Kitchen island provides ample space for gatherings and family dinners, flowing seamlessly into the Grand Room, creating an ideal space for entertaining. This Grand Room has gorgeous wood beams, and designer lighting creating the perfect space for entertaining. The walls of glass open to an oversized lanai and custom heated saltwater pool offering a peaceful outdoor oasis. The luxurious Primary Suite features custom his and her closets, large walk-in shower and has direct access to the lanai and serene pool. Your new home includes two additional Bedrooms downstairs, each with its own Full Bath, a Den/Office space perfect for remote work, and a spacious upstairs Bonus Room with a Bedroom and Full Bath, ideal for hosting guests. This meticulously designed home is truly turn-key and offers a rare opportunity to own a model-caliber home in one of the most sought-after communities in the area. (Additional highlights included on a separate feature sheet). Don’t miss out on this extraordinary property!
Source: STELLAR #TB8372922
Source: STELLAR #TB8372922
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.