435 Auburn Crossing Dr, Auburn, GA 30011
4 beds · 3 baths · 2,737 sqft sqft
Welcome to 435 Auburn Crossing Drive in the charming town of Auburn, GA. This stunning 2-story single family home boasts 4 bedrooms and 3 full baths, with one bedroom conveniently located on the main floor and the other 2 and the master bedroom upstairs. As you enter the home, you are greeted by a spacious and inviting living area, perfect for entertaining guests or relaxing with your family. The kitchen is a chef's dream, with modern appliances, ample counter space, and a breakfast bar for casual dining. One of the highlights of this property is the upstairs loft, ideal for private family gatherings or a cozy reading nook. The natural light that floods this space creates a warm and inviting atmosphere that you will love coming home to. But the amenities of this home don't stop there. The community offers a pool, club house, and gym for residents to enjoy, making it the perfect place to relax and unwind after a long day. This property is the most desired floor plan the builder had, making it a rare find in the market. Located in a desirable neighborhood, this home is close to schools, shopping, and dining options, making it the perfect place to settle down and create lasting memories. Don't miss out on the opportunity to make this house your home. Schedule a showing today and experience the beauty and comfort of 435 Auburn Crossing Drive for yourself.
Source: GAMLS #10349075
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10349075
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10349075
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.