4349 Northmark Ln, Buford, GA 30518
4 beds · 4 baths · 3,959 sqft
Discover the epitome of modern luxury in this stunning single-family home situated within a top-rated school district. This stunning single-family residence features 4 bedrooms, 3.5 baths, and a spacious floor plan that perfectly blends comfort and style. Upon entering, you'll be greeted by an open-concept design, ideal for hosting gatherings or enjoying time with loved ones. The main floor showcases a beautifully finished living room with a cozy gas fireplace, creating a warm ambiance on chilly nights. The adjacent kitchen is a chef's delight, complete with a gas cooktop, stainless steel appliances, and modern lighting above the island. A walk-in pantry provides ample storage, while the open dining area is perfect for casual meals. Upstairs, a versatile loft space awaits, ideal for a home office or relaxation area. The primary bedroom suite is a serene retreat, offering a cozy sitting area for unwinding. The luxury continues in the fully finished basement, featuring a spacious living area perfect for movie nights or entertaining. A full bath and additional rooms provide endless possibilities for customization to fit your lifestyle. Outside, a beautifully landscaped yard offers the perfect backdrop for outdoor relaxation. With multiple parks nearby, outdoor recreation is always at your fingertips. Don’t miss the chance to own this modern masterpiece in a highly desirable neighborhood. Schedule your showing today and experience upscale living at its finest! Conveniently located near Suwanee, downtown Buford, Mall of Georgia, Highways 85, 985, Buford Drive, and Peachtree Industrial!!
Source: FMLS #7453055
Source: FMLS #7453055
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7453055
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.