4349 Ivy Glen Ct SE, Smyrna, GA 30082
3 beds · 2 baths · 2,156 sqft sqft
Welcome to your mountain oasis in the city! This beautifully redone townhome is ready for you to call it home. Nestled amidst nature, yet just minutes away from The Battery, Smyrna Market Village, Vinings Jubilee, and within walking distance to Publix, restaurants, and shopping. The location truly offers the best of both worlds - tranquility and convenience! Step inside this open-concept townhome and be greeted by light-filled interiors that create a warm and welcoming atmosphere. The spacious fireside family room is perfect for hosting gatherings with friends or enjoying cozy evenings with loved ones. Gorgeous flooring flows seamlessly into the elegant dining area, which opens up to a private patio - ideal for sipping your morning coffee or enjoying dinner under the stars. The adjacent kitchen is a chef's delight, featuring stainless steel appliances, granite countertops, and a stylish tile backsplash that makes meal prep a pleasure. Completing the main level is a convenient half bathroom for guests. Upstairs, you'll discover a roommate-friendly layout with two generously sized bedrooms, each with its own full bathroom. The finished basement is an added bonus, offering a flexible space that can be used as an additional bedroom, home office, or entertainment area. And let's not forget - location, location, location! Less than 2 miles from all major interstates, you'll enjoy easy access to everything Atlanta has to offer while enjoying the comfort and privacy of your own retreat. Don't miss this opportunity to own a home that offers the perfect combination of privacy, location, and beautifully updated interiors. Schedule your showing today!
Source: GAMLS #10387548
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10387548
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10387548
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.