43486 Charitable St, Ashburn, VA 20148
4 beds · 5 baths · 3,443 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this highly sought-after townhouse in the Westmoore at Moorefield Station community, offering 4 levels of luxurious living and breathtaking sunrise views! This stunning home features 4 spacious bedrooms, 3 full and 2 half bathrooms, a cozy fireplace, and a charming balcony, perfect for hosting guests. The primary suite on the third level includes dual walk-in closets and a spa-inspired bath with dual vanities, upgraded tile, and a luxurious soaking tub and shower. The expansive 4th-floor loft leads to a rooftop space, ideal for relaxation or entertaining, complete with outdoor speakers for a vibrant experience. Inside, you'll find custom window treatments, upgraded stainless steel appliances, speakers, and elegant white cabinets that add brightness and sophistication to the kitchen. A dedicated office offers the perfect space for work or study, and the spacious laundry room adds extra convenience. With a two-car garage and easy access to the Silver Line metro station and Dulles International Airport, this home offers the perfect balance of modern living and convenience. Enjoy exceptional community amenities, including a pool, clubhouse, fitness center, playground, and bike/walking trails. Conveniently located just 6 miles from the vibrant One Loudoun, this stunning property offers easy access to premier dining, shopping, and entertainment. Enjoy a variety of top-rated restaurants, boutique shops, and lively nightlife—all just minutes away! This is a dream home you do not want to miss—a perfect blend of luxury, comfort, and lifestyle in one of the most gorgeous communities in Loudoun County!
Source: BRIGHT #VALO2090062
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2090062
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.