4346 Greys Rise Way SW, Marietta, GA 30008
3 beds · 2 baths · 1,888 sqft
Do you like the Smyrna Village or the Marietta Square better? Why decide when you can live in this gorgeous move-in ready townhome just 10 minutes from either one?!! With downtown Atlanta and the Atlanta airport only about a half hour away, you can not get more convenient than this 3 bed, 2.5 bath townhome in Marietta's hot Greys Landing gated townhome community. Plus the HOA has got the lawn care covered, so you can spend your time traveling or whatever you like to do on the weekends. The ground floor features hardwoods and a smart open floor plan. The kitchen has a huge island, stainless steel appliances, gas-stove, a pantry, SO many cabinets, and acres of stone countertops. The kitchen island features an overhang with room for four stools. The dining area is connected to the great room, so when the holiday roll around, you can accommodate dozens of guests with folding tables. The great room has a cozy stacked stone gas-log fireplace. There is a big patio just outside the back door and a backyard. The woods behind the home slopes down and is not likely to be developed offering a peaceful buffer. The ground floor also features a half bath, and a two-car garage. Upstairs there are two large secondary rooms, an attractive hall bath, a spacious laundry room, an oversized primary bedroom with a tray ceiling. The ensuite primary bath features dual vanities, a large tile shower, and a luxurious soaking tub. The primary walk-in closet has plenty of shelves, and a dressing table with drawers and a quartz countertop.
Source: FMLS #7465429
Source: FMLS #7465429
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7465429
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.