4346 10th Ave N, Saint Petersburg, FL 33713
2 beds · 2 baths · 1,077 sqft
Nestled in the charming Central Oak Park neighborhood, this stunning 2-bedroom, 2-bathroom renovated bungalow home is exactly what you’ve been waiting for! Pulling up to the residence, you’ll appreciate the custom slate grey driveway and your one-car garage. Combining the perfect blend of character and modern convenience, its consistent upgrades and open floor plan welcome you into the residence. The luxury vinyl plank floors flow the huge living room to the generously sized kitchen. You will LOVE the premium Samsung Bespoke appliance suite, wooden bar door accent for the pantry, white shaker cabinets with modern brushed nickel handles, beautiful black-and-white-marbled granite countertops, large bar island for entertaining, luxury range hood, and farmhouse-style stainless steel sink. Meanwhile the living room gets beautiful natural light from the two large format hurricane impact windows in front. Heading towards your primary suite you will pass the second full bathroom in the hallway that serves as a powder room for guests and full time bathroom for other family members. Heading into the primary suite, you’ll love how big it is! Plenty of space for a king size bed and dresser or a small reading nook/workout space. Your en-suite bathroom has been completely remodeled in 2022 with beautiful marble-look subway tile and a deep soaking tub for relaxing after long work days! Walk three more steps and you’ll be in your dream walk-in closet, fit for two! Your second guest bedroom is well-sized and can serve as an office space and guest bedroom with a pull-out day bed. At this point you’re really loving this home, but the backyard is what will truly sell it for you! Situated on an enormous lot, its refinished deck with built-in above ground pool is perfect for those hot summer days with friends. There is endless possibility with what you can do with the backyard! Outdoor shed also conveys for the buyer’s convenience. With alley access, you can also install an electric gate in back for easy and protected access to all your boating, RV, and fun extra-curricular toys! With $45,000 worth of solar panels installed in 2022 that will be PAID-OFF at closing, your wallet with thank you when your $36 ELECTRIC BILL comes in at the end of the month! Additional upgrades include a 2021 AC unit, 2021 hot water heater, and a 2016 roof. Located in a NON-FLOOD zone with NO HOA, this home offers you peace of mind, allowing you to enjoy all that Florida living has to offer. Only minutes away from the heart of Downtown St Pete/Central Ave, grocery stores, shops, restaurants, Tyrone Mall, and the world-renowned beaches, you’ll enjoy all the convenience of city living without sacrificing tranquility. Don’t wait on this one, book your showing today!!
Source: STELLAR #TB8356591
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8356591
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.