4341 NW 57th Ave, Ocala, FL 34482
2 beds · 2 baths · 1,666 sqft
Welcome to the premier gated community of Ocala Preserve, where luxury meets tranquility. This quality home, built by Shea Homes, offers a blend of elegance and comfort, featuring 9'4" ceilings and 8' doors that create an open and airy ambiance. As you step inside, you'll be greeted by upgrades such as tile flooring, granite counters, and upgraded lighting fixtures, adding a touch of sophistication to every corner. The home has too many upgrades to list, but a few are granite counters in kitchen and bathrooms, indoor laundry with cabinets, screened in lanai, paver patio, dual sinks in owner's suite, formal dining area and breakfast nook, office nook and 2 car garage, with lawn maintenance included in the hoa. This home is designed for effortless living and outdoor enjoyment. The allure of Ocala Preserve doesn't stop at the doorstep. This community is nestled in one of the most peaceful settings, offering a convenient location to all the things that make Ocala special; just moments away you can enjoy shopping, downtown Ocala, The World Equestrian Center and the nearby springs and parks provide endless opportunities for outdoor entertainment and exploration. Moreover, Ocala Preserve is not just a place to live--it's a lifestyle. As a gated golf course community, it offers a wealth of amenities, including a lake for fishing, kayaking and canoeing, trails for jogging or biking, pickle ball, tennis, pools, workout room and classes, spa and a full restaurant and bar! Whether you seek relaxation or recreation, this community has something for everyone.
Source: STELLAR #om680245
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om680245
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om680245
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.