4340 Adolph Ave, North Port, FL 34288
3 beds · 2 baths · 1,362 sqft
Welcome to your eco-friendly oasis in sunny North Port! This beautiful 2020 built, 3-bedroom, 2-bathroom single-family home comes equipped with solar panels, offering you an energy-efficient lifestyle and reducing monthly energy costs. You can rest assured of your safety in this home as there was NO DAMAGE through Helene or Milton. KEY FEATURES: Solar Panels with a Transferable Warranty: Enjoy sustainable living with a full solar setup, reducing your carbon footprint while saving on electricity. Seller's Electric Bill for October was $44 Open-Concept Layout: Spacious open floor plan connects the living, dining, and kitchen areas, perfect for entertaining and family gatherings. Kitchen: Upgraded soft close Cabinets, gorgeous tile backsplash, stainless steel appliances, ample storage, and a breakfast bar that makes cooking a joy. Laundry room includes matching upgraded cabinets, as well as a pantry closet for plenty of storage. Master Suite: Features an en-suite bathroom with an upgraded glass enclosed walk-in shower, and a spacious walk-in closet. Additional Bedrooms: Two additional bedrooms offer ample space for family, guests, or a home office setup. Second bath boasts a glass enclosed bathtub/shower. Screened in lanai, and plenty of room for a pool! ADDITIONAL HIGHLIGHTS: Irrigation System, KINETICO RO in Kitchen, Full House Water Softener and Filtration System, NO HOA, X FLOOD ZONE, which means flood insurance is NOT required. Energy-efficient windows which include hurricane shutters. Attached two-car garage with custom built in cabinetry for storage, NO WATER BILL and LOW ELECTRIC BILL! Convenient location close to 75, Rays Spring Training Stadium, schools, parks, shopping, and dining. Easy access to nearby beaches, nature trails, and golf courses. Here is your opportunity to own a newer/upgraded lightly lived in home without having the hassle and expense of new construction. Whether you're a first-time buyer or looking to settle in a greener home, this property offers comfort, style, and savings on utilities. Don’t miss out on this North Port gem!
Source: STELLAR #c7500218
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7500218
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7500218
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.