4339 Crabtree Ct, Gurnee, IL 60031
4 beds · 3 baths · sqft sqft
Wonderful Country Trails home ready for new owners. Welcoming covered front porch brings you into this meticulously maintained light & bright home! Featuring So many recent updates & special features! Grand kitchen with breakfast bar, center island, granite countertops, dishwasher, double oven(2020), Sub Zero side by side refrigerator & full freezer. 5 burner gourmet Italian Berzatoni cooktop,(2020), tile backsplash, updated lighting, pantry closet! Large Breakfast room! Spacious Living room & separate dining room separated by arched walkthrough, both offering gleaming hardwood floors, newer lighting, lovely front and rear yard views! Vaulted family room boasts a new green energy gas fireplace from the inside out with designer tile wall(2022), lots of dimmer recessed lighting! Updated guest bath with subway glass tile 1/2 wall & Porcelain tile lower half accent walls, marble vanity & marble floor(2023)! New hardwood staircase to second level(2024) and 4 bedrooms all with new carpet(2024). Huge vaulted primary suite features multiple color flame wall fireplace adding warmth and ambiance! Stunning primary luxury bath with new vanity sink with granite top, walk-in shower with dual rainmaker shower heads 2 separate shower wands, ceramic & porcelain tile surround. Freestanding soaker tub & porcelain tile floor! 2023) Updated family bath with double granite vanity and new tub and porcelain tile!(2023) 3 additional spacious bedrooms to complete the upper level! New laundry room features 2 washers & 2 Dryers(2021) Room to grow into additional 1219 sq.ft. basement with additional storage crawl space available! Full interior of this home was painted(2021)! Exterior cedar of the home was painted(2022)! Grand lot with beautiful professional landscape redesigned yard. Some added privacy with newer fence (2020) & large 2 tier deck (2024) for the rear yard! Roof installed(2019) Gutters and gutter guards installed(2023). Enjoy all that Gurnee has to offer with abundance of parks and recreation, park district aquatic center. Nearby Six Flags Great Amer. & a convenient amount of shopping & restaurants! Desirable Woodland district 50 and Warren High school dist. 121 Schools! Easy access to main highways for commuter's! Simply a great place to call home!
Source: MRED #12209327
Interest rate and monthly payment estimated based on public records.
Source: MRED #12209327
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12209327
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.