4338 Heathers Star, Saint Hedwig, TX 78152
4 beds · 3 baths · 2,376 sqft
Welcome to your new home! SELLER offering $2,500 credit to buyer!! This meticulously maintained 4 bedrooms, 2.5 bath residence offers comfort, style, and convenience in a prime location. Upon entering, you'll find the perfect spot for a home office/sitting forum, moving into the home you will enter into a spacious living area perfect for entertaining or relaxing with family. Large utility area off the kitchen with walk-in pantry and laundry area. Kitchen allows for bar area seating or space for that perfect family table. Half bath located downstairs. The primary bedroom is generously sized, with large walk-in closet, also featuring additional sitting space ideal for a cozy reading nook or workout area. Upstairs the bonus area provides amply play space or room for a second tv area. Along side this space is a large enclosed 5th room. Nicely sized upstairs bedrooms throughout ensure everyone has their own comfortable space. Second bedroom offers its own walk-in closet. Outside, the backyard is a private oasis with a pergola and a BBQ pit, perfect for hosting gatherings or enjoying quiet evenings outdoors. Strategically placed trees provide ample shade as they mature, creating a serene and tranquil atmosphere. Located in a sought-after neighborhood with quick access to Highway 90, this home combines the best of suburban living with modern amenities. Don't miss out on this opportunity to make it yours! Sq footage of home is greater than what Appraisal District reflects, closer to 2600 sq ft.
Source: SABOR #1822349
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1822349
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1822349
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.