4337 W Hinsdale Ave, Littleton, CO 80128
4 beds · 6 baths · 5,944 sqft
An Unparalleled Lifestyle in Meadowbrook’s Exclusive Enclave. Nestled in the prestigious Meadowbrook community, adjacent to the Polo Reserve, this custom 4-bedroom, 6-bathroom home blends luxury, comfort, and convenience. Situated on a quiet cul-de-sac, it backs to a lush greenbelt leading to the community pool, bird sanctuary, and park—an idyllic setting for Colorado life. Watch migratory birds, even transitory Bald Eagles, from the multi-story living room windows. Ideally located in Littleton, the home offers instant access to scenic trails, footpaths, and the South Platte River system—perfect for hiking, biking, and kayaking. Commuting to Denver is seamless via dedicated bike paths, while Old Littleton, C-470, Aspen Grove, and top shopping and dining are minutes away. People will appreciate proximity to top-rated schools, including Wilder Elementary, and quick access to mountain adventures. Step inside to soaring 20-foot ceilings with exposed wood beams and expansive Marvin windows framing breathtaking views. Elegant upgrades include custom wood trim, solid-core Alderwood doors, and a renovated chef’s kitchen with Taj Mahal Quartzite countertops, a Sub-Zero refrigerator, and Thermador appliances. The remodeled primary suite is a serene retreat with radiant floors and a spa-inspired bath. The lower-level walkout features 10-foot ceilings and versatile spaces for a gym, sauna, or wine cellar. The oversized garage with 9-foot doors offers ample storage. Outdoors, an entertainer’s dream awaits—an outdoor kitchen, gas and charcoal grills, a fireplace, and a large deck with stunning sunset views. Permanent Jellyfish lighting adds year-round charm. Equipped with Nest cameras, a Moen-FLO water leak detection system, and new water heaters and furnaces, this home ensures comfort and efficiency. The south-facing driveway allows for quick snowmelt, making every season effortless. A refined yet functional sanctuary for creating lasting memories.
Source: RECO #2316140
Source: RECO #2316140
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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