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4335 Loughborough Ave, Saint Louis, MO 63116

3 beds · 3 baths · 1,254 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Set your sights on this Boulevard Heights delight! This 3-Bed, 3-Bath (2/1) brick bungalow will have you beaming. Just inside, hardwood floors are gleaming! Be the host with the most - love to entertain? Your guests will appreciate the bathroom on every level; upper, lower, AND main! Walk out the finished basement to fully fenced backyard w/ a patio fit for festivities. Plenty of room to gather, garden and grill! Not in the mood for BBQ? You’re just minutes from El Catrin, Hatch’d, Apollonia & Stacked STL. Ideal combination of cozy, historic charm & the contemporary convenience of city-living: walking distance to grocery stores & Total Access Urgent Care. Just a few blocks from St. Louis' 3rd largest park (Carondelet) w/ boathouse, rec-center & pool, walking paths, tennis courts, ball fields, horseshoe pits, playgrounds & more. Leave your SUV or sedan (or both) safe at home in the 2-car garage; just in time to shelter your ride(s) from this season's snow. Fall in love w/ Loughborough!

Location
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Home details
Size
1,254 sqft
Lot size
0.1027 acres
Year built
1939
Type
Other
HOA dues
$0.00

Source: MARIS #24065036

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 10, 2025 05:59 pm
Listing agent: Taylor A Belmore
Listing provided courtesy of: STL Real Estate (314) 735-5785
Details provided by MARIS and may not match the public record.
MLS ID: #24065036
Based on information submitted to the MLS GRID as of May 10 2025 - 22:01. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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