43344 Treadway Dr, Punta Gorda, FL 33982
3 beds · 3 baths · 2,604 sqft
Perfectly appointed and priced to sell this Alexander model has everything you need to move right in and make it yours! With 3 bedrooms and 3 full baths there is room for everyone to have their space and privacy yet all be together. Living room, kitchen and dining room all have large diagonal tile and flow seamlessly giving that desired open concept while the bedrooms all have their own private areas along with a bathroom for each. Kitchen has a large granite island with plenty of room for gathering and eating. Tons of cabinet space, stainless steel appliances with gas stove and range and walk in pantry make this a dream kitchen. Living room has large triple sliders that stack and open to the screened lanai over looking a beautiful lake. Mature landscaping and location close to the front of the neighborhood give this home a step ahead as it is walking distance to the school. parks and Founders Square. Plenty of room for a pool if you desire to add one. Babcock Ranch has miles and miles of paved walkways and also miles and miles of trails through the woods. The town has recently open a new Sports complex two streets over from your new home so you can walk to the school, Friday night lights sporting events or park of your choice. The recent addition of the linear park system with the Lagoon, Hillside park, dog park, special needs playground and Skate Park delight both residents and surrounding neighbors. Having survived and thrived the past few hurricanes while never losing power, Babcock Ranch has become a destination for safety from the storms with an elevation level of 30 feet, underground utilities and new construction. No matter if this is your full time or seasonal home, you can rest easy and know your investment is protected yet still accessible to interstate 75 and local beaches.Take your golf cart to Food Truck Fridays and Saturdays or grab some fresh meat and produce at the Farmers Market on Sunday. There is always something for you to do in Babcock Ranch! Call today to make your appointment before this one is gone!
Source: FORTMYERS #225010500
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225010500
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.