4324 Horizonpoint Dr, Colorado Springs, CO 80925
3 beds · 3 baths · 2,614 sqft
Welcome to your dream home in a friendly neighborhood that combines comfort, convenience, and thoughtful upgrades! This property is packed with features that make it stand out from the rest. Enjoy an updated kitchen w/new countertops & SS sink (2025) and some newer appliances, including a refrigerator (2024) and dishwasher (2023). The home is equipped w/central AC (2019) and ceiling fans to keep you cool in the summer, while a water softener, humidifier & radon system (2022) ensure year-round comfort. The PV solar panels, fully paid for (2019), along w/a newer water heater (2018) , furnace (2022) and roof (2022), make this home energy-efficient! The main level boasts an open floor plan w/vaulted ceilings & a dining area w/walk out to a private backyard. The yard has great potential to create a perfect outdoor oasis w/privacy fencing, mini greenhouse, & swing set to get you started. Out front, enjoy a charming stone patio complete w/outdoor furniture & firepit—ideal for relaxing evenings under the stars. Inside, the home is filled w/ natural light thanks to numerous Anderson windows (2014). The master suite is a true retreat, featuring vaulted ceilings, an ensuite bath w/ large soaking tub, new toilet & dual vanities. Two additional bedrooms (one w/custom mural) are connected by a Jack & Jill bath. The basement is roughed in w/plumbing, offering endless possibilities for future expansion. Addl perks include a fridge in the garage, patio furniture, Ubiquiti exterior & doorbell cameras for added security, and a location that can’t be beat. Close to Peterson, Schriever Space Force, Fort Carson, walking trails, Big Johnson Reservoir, Centre Barkway Dog Park w/multiple parks that include rock climbing, basketball, skating facilities, etc. Embrace the lifestyle! The CCMD provides water, sewer, fire station, streetlights, & optional trash service, (annual fees included in property tax bill). Schedule your showing today & see all the possibilities this property has to offer!
Source: RECO #4677579
Financials
Source: Public records
Source: RECO #4677579
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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