4324 Auston Way, Palm Harbor, FL 34685
4 beds · 3 baths · 2,760 sqft
Get a free consultation call with an expert in the mortgage assumption process.
One or more photo(s) has been virtually staged. Stunning Remodeled Estate home in the Heart of Lansbrook! Nestled in the highly sought-after Lansbrook community, 4324 Auston Way offers a rare opportunity to own a remodeled, one-story, estate-style home with a gorgeous pool in the desirable Aylesford neighborhood. With 4 bedrooms, 3 bathrooms + Office and a 3-car garage, this home is the perfect blend of luxury, functionality, and comfort, ideal for family living and entertaining. Elegant, High-End Finishes Throughout: Step inside to discover a modern open floor plan featuring a beautifully renovated interior, designed with impeccable attention to detail. The highlight of the home is its exquisite kitchen, where no expense was spared. A massive island serves as the focal point, surrounded by high-end quartz countertops, a farmhouse sink, and brass hardware. With newer stainless-steel appliances, including a Bosch oven (2022), refrigerator with a glass door and craft ice (2022), dishwasher (2022), and microwave (2021), this kitchen is perfect for both culinary exploration and entertaining guests. The designer tile backsplash adds a touch of elegance to this already stunning space. Spacious Living Areas with Vaulted Ceilings, The expansive family room seamlessly connects to the kitchen and features a beautiful fireplace and soaring vaulted ceilings. Pocket sliding doors lead to the backyard, offering a saltwater pool and hot tub area that’s perfect for relaxing or hosting gatherings. The wood beam added to the family room’s ceiling in 2023 brings a rustic yet contemporary charm that adds to the overall warmth and character of this home. Split Floor Plan for Privacy and Convenience Designed with a split floor plan, this home ensures that everyone has their own space. The private master suite is a serene retreat, featuring an ensuite bathroom that’s both luxurious and functional. Two additional bedrooms are located off the main living space, sharing a bathroom, while the fourth bedroom, located at the back of the home, is perfect for a teen or in-law suite, complete with a pool bath for added convenience. The home also offers a flex space that can easily be used as an office, den, or playroom, as well as an inside laundry room with easy access to the garage. Impressive List of Updates and Upgrades This home has been thoughtfully updated to include: New hot water heater (2024) Hot tub (Hot Springs, 2023, 10K including home wiring) Waterproof luxury vinyl flooring (2021) New wood baseboards throughout New AC and ductwork (2021) AC UV filtration and sanitization (2023) New roof (2017) Pebble Brite pool resurfacing (2020) Security wiring, water softener (2022), and much more! The wood ceiling on the lanai (2023) and LED lighting upgrades throughout enhance the home’s modern appeal, while new interior door gold hardware (2021) adds a stylish touch. Prime Location in Lansbrook, This beautiful home is located in a non-flood zone and is within an A-rated school district, making it perfect for families. You’ll love being just a short walk from the Pinellas Trail and Lansbrook Park, which offers playgrounds, basketball courts, and a lakefront pavilion. You’ll also enjoy close proximity to shopping, restaurants, and pubs; the Dunedin Causeway; John Chestnut Park; and so much more!
Source: STELLAR #TB8355760
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8355760
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.