432 N Patsburg St, Aurora, CO 80018
4 beds · 4 baths · 2,720 sqft
This one stands out from the rest! Welcome to 432 N Patsburg! Invited by the charming front porch you are easily lured into this stunning home. The roomy foyer draws you back to the spacious, fully remodeled kitchen where you find upgraded 42" cabinets with soft close doors, pull out shelves, and built-in storage racks. The neutral Quartz countertops play nicely with the overall design and stainless steel appliances. Tucked away in the kitchen you will be thrilled to see the abundant storage and additional counter space in the butler's pantry. Open concept design allows easy sight lines into the family room where you are charmed by the abundance of natural light. Entering from the garage you will find a large mudroom with built-in storage for all the things! Upstairs you can relax in the private primary suite featuring an ensuite bath and large walk-in closet. Three additional bedrooms and a full bath make the upstairs suitable for all. Don't feel like trudging up and down stairs with laundry? No problem as the large laundry room sits just across from the primary suite. Room to play and host guests can be found in the large finished basement. A brand new bath brings even more convenience to the space. Private yard backs to a greenbelt. Home is located close to E470, Buckley AFB, DIA, and Southlands. Lennar Smart Home features were installed at time of construction. With all the upgrades, updates and finished space this home is a value like no other!
Source: RECO #6612040
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #6612040
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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