4312 White Hickory Ln NW, Kennesaw, GA 30152
4 beds · 4 baths · 3,823 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Elegant 3-Side Brick Home on a full unfinished basement in Harrison High School District! As you step inside this beautifully maintained 4-bedroom, 3.5-bath home, you'll instantly feel a sense of warmth and comfort. The classic curb appeal of the elegant brick exterior, freshly painted in 2022, sets the tone. Inside, the smart layout seamlessly blends function and luxury. The spacious primary suite serves as a peaceful retreat, offering ample space to unwind, recharge, and enjoy some quiet time. A dedicated home office on the main level provides a quiet and focused space for productivity. The bright and airy main living areas flow smoothly into a well-equipped kitchen, perfect for cooking, socializing, and entertaining. Daily chores are a breeze in the large laundry room. Recent upgrades give added peace of mind, including a 3-year-old HVAC system and hot water heater. Additionally, a termite bond with Northwest Exterminators ensures everything runs smoothly. The newly fenced backyard is a private oasis, perfect for pets, play, or relaxing evenings under the stars. This home offers the ideal blend of style, space, and smart updates. Ready to welcome you home!
Source: FMLS #7544404
Source: FMLS #7544404
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.