4303 Big Bend Trl, Taylor, TX 76574
3 beds · 3 baths · 1,900 sqft
Beautifully maintained 3 bedroom, 2.5 bath home with 1,900 square feet of living space (per tax record) for under $325,000! Enjoy the charm of the ceramic tiles designed to mimic a parquet hardwood floor throughout the first level of this spacious home, while crown molding and hard tile baseboards add a nice architectural touch. This desirable open floorplan features a large family room filled with natural light thanks to the wall of windows, a dining area, and a large kitchen with wrap around breakfast bar. Plenty of counter and cabinet space make food prep a breeze. Recessed lighting keeps the kitchen nice and bright. The spacious main bedroom features a double door entry, space for an office/sitting-area, plus large walk-in closet. Enjoy relaxing in the large soaking garden tub/shower to melt your cares away. The laundry room is conveniently located on the second floor so no need to carry baskets of clothes up and down the stairs. Enjoy relaxing on a nice spring day or extend your entertainment options on the HUGE covered patio with two ceiling fans. The roof shingles are only a couple years old having been installed in summer of 2022! The location can't be beat...within walking distance to the HOA pool, elementary and middle schools. HEB, Walmart Supercenter, Williamson County Expo Center, Taylor Regional Park and Sports Complex, restaurants and retail are all less than a mile away. The upcoming Tesla and Samsung facility is a sign of Taylor's continued growth.
Source: ACTRIS #9580638
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9580638
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9580638
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.