4301 Teaberry Ln, Fort Myers, FL 33916
4 beds · 3 baths · 2,606 sqft
Welcome to your dream home in beautiful Fort Myers! This stunning 4-bedroom, 3-bath residence, built in 2020, offers a perfect blend of modern elegance and comfortable living. As you step inside, you’ll be greeted by an inviting open floor plan that seamlessly connects the spacious living areas, ideal for hosting family and friends. The gourmet kitchen is a chef’s delight, featuring exquisite granite countertops and ample space for entertaining. With a thoughtfully designed layout, this home includes a convenient bedroom on the main floor, perfect for use as a mother-in-law suite or a comfortable guest retreat. Adjacent to the living area, you will find a well-appointed office space, ideal for remote work or as a quiet study. Upstairs, the luxurious master suite awaits, complete with a massive master bathroom showcasing dual sinks and elegant granite countertops. Additionally, you'll discover a stylish loft area that provides the perfect spot for relaxation or entertaining, along with two more spacious bedrooms that share a beautifully designed bathroom. One of the standout features of this home is its impressive driveway—one of the longest in the neighborhood—adorned with beautiful pavers that enhance the exterior’s curb appeal. The striking tile roof adds an extra touch of sophistication and durability, ensuring your home stands out. Step outside to the covered lanai, where you can enjoy evenings in your private outdoor oasis. The community features a well-maintained clubhouse, a delightful park, a refreshing pool, and a fully-equipped fitness center, ensuring there’s something for everyone. Additionally, the HOA takes care of lawn and sprinkler maintenance, giving you more time to enjoy your beautiful home and its surroundings. Don’t miss the opportunity to make this exceptional property your own—schedule a viewing today!
Source: STELLAR #p4932089
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4932089
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4932089
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.