4301 N 150TH AVE, Goodyear, AZ 85395
Nestled in the heart of Goodyear, this 3 bedroom, office/potential 4th bedroom, 2 bath, stylish home offers a blend of modern comfort and endless entertainment. As you step through the front door, you're greeted by an open concept living space that seamlessly integrates the living room and family room, creating an inviting atmosphere for family gatherings and cozy nights in. The heart of the home, the kitchen, is a chef's dream. Designed with entertaining in mind, it flows effortlessly into the living spaces, making it perfect for hosting dinner parties or casual get-togethers. The front room offers versatile options: a sophisticated dining area for formal occasions or a relaxed sitting/TV room for kids or guests. This beautiful abode boasts three spacious bedrooms, each designed for comfort and tranquility. Additionally, there is a separate office/flex space with a closet, providing the flexibility to convert it into a fourth bedroom if desired. Two full baths ensure convenience and luxury for the entire family. The master bedroom is a true retreat, featuring a charming barn door that adds a touch of rustic charm. It's a serene space to unwind after a day of fun and activities. Step outside and discover your personal oasis. The backyard is an entertainer's paradise with a gated play pool, complete with a rock waterfall slide that promises endless fun for both adults and children. The lush grassy area, surrounded by vibrant plants and pavers, offers the perfect setting for outdoor gatherings and leisurely afternoons. Adding to the tranquility, this home sits behind a quiet running path with no neighbors behind, providing additional privacy and serenity. This gem of a home is not just a place to live, but a lifestyle. With its perfect blend of indoor and outdoor spaces, it's designed for those who love to entertain and enjoy life to the fullest. Don't miss out on this extraordinary opportunity - homes like this go fast!
You may be able to put down less than the total down payment amount of $264,591 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6733375