4301 Horder Ct, Snellville, GA 30039
4 beds · 2 baths · 4,909 sqft sqft
Luxury Living in Gwinnett County's Prestigious Wynterset Lakes Community! This stunning 3-sided brick traditional home, located in a highly desirable swim/tennis/lake community, offers a perfect blend of elegance and comfort. Boasting a spacious interior and situated on a beautifully landscaped 1.38-acre lot, this home is a must-see for those seeking both luxury and tranquility. Step inside and be greeted by a sophisticated main level, featuring hardwood floors throughout. The formal living room, formal dining room, and inviting family room-complete with built-ins and a cozy fireplace-create the perfect setting for entertaining and gatherings. The gourmet kitchen is a chef's delight, offering stainless steel appliances, granite countertops, a breakfast bar, and a charming eat-in area that overlooks the expansive private backyard. The outdoor space includes an extensive deck, perfect for alfresco dining and enjoying serene views. The oversized master suite is a true retreat, featuring a tray ceiling, hardwood floors, and a relaxing sitting area with a corner fireplace. The luxurious master bathroom includes double vanities, a separate shower and tub, and a spacious walk-in closet/dressing room. Three additional bedrooms upstairs offer ample space, while a versatile loft can be used as a study, office, or playroom. The finished basement offers even more flexibility, with the potential to serve as a fifth bedroom or an entertainer's dream space. Complete with a built-in bar and surround sound, this area is ideal for hosting. Nestled in the prestigious Wynterset Lakes Community, this home offers access to exclusive amenities including swimming, tennis, and the tranquil lake, all within close proximity to shopping, dining, and excellent schools. This is more than just a home; it's a lifestyle. Welcome to luxury living in Wynterset Lakes!
Source: GAMLS #10390475
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390475
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10390475
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.