4301 Deer Lake Ln, Georgetown, TX 78628
4 beds · 3 baths · 2,709 sqft
Experience sleek and stylish modern living in Georgetown’s sought-after Lively Ranch community. This contemporary suburban development is nestled in the serene Texas hill country, offering excellent schools and resort-style amenities just a few blocks from your door. Built in 2020, this exquisite single-story home boasts stunning curb appeal with a striking brick, limestone, and stucco facade, complemented by meticulously crafted flower beds and natural succulents. The expansive 2,709 sq. ft. floor plan includes 4 bedrooms, a home office, and three full bathrooms. The open-concept layout seamlessly connects the living room, island kitchen, and dining room, creating an ideal space for gatherings and celebrations. Featuring soaring ceilings, recessed lighting, stylish fixtures, and refreshing wood-look tile plank flooring. The kitchen dazzles with Silestone countertops, stainless steel appliances, rich cabinetry, and a generous pantry. The oversized island offers bar seating for four, ideal for entertaining. Enjoy a private and secluded primary suite with a large walk-in closet and spa-inspired ensuite bath. The home office provides excellent flexibility, while three secondary bedrooms offers abundant space for family and guests. Four-panel glass sliders open the living room onto a private covered porch and extended al fresco patio, which overlook a beautifully landscaped backyard with blossoming rose bushes and chic accent lighting. A spacious 3-car garage offers excellent workshop potential. Lively Ranch residents enjoy top-rated Liberty Hill ISD schools and fabulous HOA amenities, including a resort-style pool, fitness center, playground, and walking trails. Nearby you will find a shopping center with a Torchy’s Tacos, a newer HEB, and more. With easy access to I-35 and 183, it's ideal for North Austin tech corridor commuters. Embrace the peaceful suburban lifestyle with this stunning contemporary residence.
Source: ACTRIS #8689224
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #8689224
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.