4301 Canterberry Dr, Holiday, FL 34691
2 beds · 2 baths · 1,259 sqft sqft
Welcome to this stunning modern home, designed with an open concept perfect for entertaining and enjoying quality time with friends and loved ones. Updated in 2021, the kitchen boasts stainless steel appliances, granite countertops, and the home features a fully remodeled bathroom, new A/C, garage door, and electrical panel. With no HOA or CDD fees, you have the freedom to enjoy your property without restrictions. The 50-year Spanish tile roof, replaced in 2001, and the home's location in a no-flood zone offer added peace of mind. Inside, you'll find two comfortable and private bedrooms. This home has a large living area, dining area, and a large bonus area off the kitchen for an office or recreation room. Need a pool table? Just ask about this one in the home! The charming front yard enhances curb appeal, creating a warm and inviting atmosphere. The living space is perfect for relaxation, offering an ideal entertainment area for your favorite shows or movies. The spacious backyard is a great spot for outdoor gatherings. This home offers a rare opportunity to own a beautiful property in a peaceful and private setting. Conveniently located just minutes from restaurants, shopping, downtown New Port Richey, Cotee River, Key Vista Nature Park, Anclote River Park, and more. Don’t miss your chance to make this home yours today!
Source: STELLAR #tb8310869
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310869
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8310869