4300 NW 56th Ct, Ocala, FL 34482
2 beds · 2 baths · 1,670 sqft
Under contract-accepting backup offers. Price Reduction! Assumable VA Mortgage 2.625%! This beautiful 2 bedroom, 2 bath, 2 car garage + den AFFIRM model is located in the Premier Gated Community Ocala Preserve only minutes away from the World Equestrian Center! This home is absolutely stunning with many upgrades! Upon entry, you are greeted with a tray ceiling in the foyer, followed by upgraded wood style tile flooring and upgraded fixtures. The gourmet kitchen is warm and inviting with upgraded backsplash and white crown molding cabinets, upgraded granite countertops, and stainless steel appliances. The Master Bedroom is breathtaking and is complete with a large en suite with double vanities, walk in closet, premium tile throughout, privacy door and seamless glass shower. The split bedroom plan provides maximum privacy for the owners of the home, as well as guests. The guest bathroom has tub/shower combination and granite counter vanity. Ceiling fans in all bedrooms and living areas. Seller spared no expense in the amount of upgrades during construction! The Smart room doubles as an additional built-in office and laundry room. Additional seller upgrades include sealed tile flooring, vertical window blinds, screened in lanai with ceiling fan and sun-shades, and a paver extension, a great place for outdoor dining or just relaxing with your morning coffee all year round, while looking out to a massive backyard. This luxurious home is ready for you to move in and start enjoying all Ocala Preserve has to offer, such as the Trails, Lakeside Veranda & Boardwalk, Resort Spa and Fitness Facility, Tennis, Pickleball, and Bocce Facilities, Resort & Lap Pool, Restaurant, Clubs/Bar, and much more! Come see for yourself!
Source: STELLAR #om671835
Source: STELLAR #om671835
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om671835