43 Legend Creek Walk, Douglasville, GA 30134
3 beds · 2 baths · 2,073 sqft
Charming Home in The Willows At Legend Creek! Welcome to 43 Legend Creek Walk, located in the desirable Willows At Legend Creek community in Douglasville, Georgia. This 3 bed, 2 bath home offers 2,073 sq ft of living space on a spacious 0.47-acre lot, providing the perfect blend of comfort and privacy. The primary suite is conveniently located on the main floor and features an oversized bedroom, double vanity, and a luxurious separate tub and shower, making it an ideal retreat. The open floor plan offers plenty of natural light, with easy access to the eat-in kitchen and living areas. Upstairs, you'll find two additional bedrooms and more living space for everyone to enjoy. Exterior highlights include low-maintenance vinyl siding, a private deck perfect for outdoor dining, and a serene backyard that backs up to a wooded green space, offering privacy and tranquility. The drive-under garage adds extra storage and convenience. The Willows At Legend Creek is a fantastic community with a homeowners association that provides access to amenities such as a pool and tennis courts. With nearby shopping, dining, and outdoor activities, this home is the perfect place to enjoy suburban living at its finest. DonCOt miss your chance to call this lovely home your own!
Source: GAMLS #10391358
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10391358
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10391358
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.