43 Birdsong Ln, Taylors, SC 29687
4 beds · 3 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 43 Birdsong Lane, a charming 4-bedroom, 2.5-bathroom home nestled in the heart of Taylors, South Carolina. Built in 2006, this residence encompasses approximately 1,740 square feet of comfortable living space, seamlessly blending modern amenities with cozy charm. As you step inside, you're greeted by an open-concept floor plan that effortlessly connects the living, dining, and kitchen areas, making it ideal for both daily living and entertaining. The great room provides a warm and inviting atmosphere, perfect for relaxation or hosting gatherings. The kitchen features sleek appliances and ample counter space, ensuring meal preparation is a breeze. Conveniently located on the main level, the spacious master bedroom provides a private retreat with a generous walk-in closet and an ensuite bathroom equipped with a tub/shower combo, creating a serene space to unwind. Upstairs, you'll find three additional bedrooms, each providing ample space and plenty of closet storage, offering flexibility for various needs, such as setting up a home office or guest room. This home includes the convenience of two laundry areas—one on the second level and an additional setup in the garage—ensuring laundry day is as efficient as possible. Step outside to discover a fully fenced, pet-friendly backyard that grants both privacy and security. The expansive patio is perfect for entertaining, whether you're hosting summer barbecues or enjoying a quiet evening under the stars. Situated on a quiet street in an established neighborhood, 43 Birdsong Lane provides tranquility while being conveniently close to a variety of shopping options and reputable schools, ensuring that daily errands and commutes are both simple and efficient. Additional features include a one-car garage, providing secure parking and extra storage space, and a sense of community with well-maintained surroundings. This home is a true gem, delivering a harmonious blend of comfort, convenience, and modern living. Don't miss the opportunity to make 43 Birdsong Lane your new address. Contact us today to schedule a private showing and experience firsthand all that this wonderful property has to provide.
Source: GREENVILLESC #1552148
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1552148
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.