429 Argonne Ter, Canton, GA 30115
3 beds · 3 baths · 2,000 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Don’t miss out on this sought after Harmony on the Lakes Community and Sequoyah High School District. The Welcoming Front Porch and Foyer Entry flows to the Open Floor Plan with tons of Natural Light. This plan seamlessly connects the Kitchen, separate Dining Room, Breakfast Area, Laundry Room, Family Room and Master on the Main. Additional Spacious Guest Bedrooms upstairs include a Large Bathroom and Loft Area with an Office Desk Nook. The separate Dining Room is great for entertainment as well as the Family Room with a Fireplace and conveniently located off the Fenced-in Courtyard. There is plenty of storage in the deep 2-Car Garage, under the Stairwell, Attic and Garage Space with Pull-down Stairs. Gardener’s Dream with this Professionally Landscaped Lawn that includes Emerald Zoysia Grass which is easier to maintain because it requires fewer chemical inputs, less frequent mowing, resistant to shade, drought, cold weather and pests. Come join this Active Lifestyle Resort that has so much to offer: Clubhouse with Activities Director, Events throughout the Year, Fitness Center, 3 Pools, Swim Teams, Tennis Teams, Pickleball, Basketball, Playground, 3 Lakes, Gazebo, Fishing, Great Lawn, Sidewalks, Walking Trails and more. It’s also conveniently located between Hickory Rd and Hwy 140, less than 5 miles to Northside Hospital and Shopping.
Source: FMLS #7550793
Source: FMLS #7550793
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.