4288 Platt St, North Port, FL 34286
3 beds · 2 baths · 1,794 sqft
One or more photo(s) has been virtually staged. RECENT PRICE REDUCTION, RE-LISTED & MOTIVATED SELLER. Welcome to your dream oasis! This tasteful 3-bedroom, 2-bathroom pool home is a hidden gem in the heart of the upcoming North Port area. Conveniently located across from a path that is close to one of the neighborhood schools, close to parks and shopping at Cocoplum shopping center, and easy access to I-75. With 1800 sq ft of living space, this residence offers the perfect blend of comfort and relaxation. Step inside and be captivated by the open living space leading straight out to the pool. This home offers a split floor plan featuring newly installed laminate flooring in the bedrooms, creating a warm and inviting atmosphere throughout. The heart of this home lies in its spacious living room, equipped with SURROUND SOUND SPEAKERS that enhance your entertainment experience. The well-appointed kitchen boasts functionality and convenience, providing a seamless flow for both everyday living and entertaining. With NEW IMPACT WINDOWS allowing natural light to cascade in, this space is bright and open.. Escape to your private sanctuary in the master bedroom, featuring private pool access, TWO WALK-IN CLOSETS & an ensuite bathroom with a large soaker tub & stone shower. Two additional bedrooms offer ample space for family or guests, WALK-IN CLOSETS, and a shared bathroom with pool access. The 3 glass sliding doors open up to the newly rescreened lanai and pool, providing the perfect setting for outdoor entertainment, relaxation, and enjoyment. This home is fortified with practical upgrades, including a NEW ROOF & GUTTERS, ensuring peace of mind for years to come. The SECURITY SYSTEM adds an extra layer of protection, allowing you to feel secure and at ease. With a two-car garage and a NEWLY PAINTED EXTERIOR, this property sits on a 10,000 sqft lot with NO HOA, well water with a REVERSE OSMOSIS SYSTEM, and septic.. Embrace the Florida lifestyle and make this stunning pool home yours today!
Source: STELLAR #n6130770
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6130770
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6130770
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.